Credit Cards

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scottinla21 wrote:

all are mid 600's Inqs you dont wanna know lol ex 8 eq 9 and trans 11

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Lol could be worse...

I think my INQs are like 15/18/12 or somthing like that...haha

[scottinla21]

Thanks alot i will... if you dont mind me asking what was yours scores when you app for usbank right now all my scores are mid 600's

[scottinla21]

Lol yea but you have good limits Would LOVE the freedom card but chase hates me lol

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I had no credit when I initially apped for US Bank and was given a $300 limit.

I just built up my relationship with them. I don't think they ever made a decision based off my credit score.

You would have a shot at their student card (or basic plat visa). Then after a 6 months ask for a credit limit increase. Then after another 6 months you could see if they could switch it to a rewards account, or approve you for a rewards account.

I don't think you could go straight to one of their higher level accounts.

[scottinla21]

Do you have to be a student tp get a student card?

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When was the last time you tried for it? 

I would think they would offer it to you with a toy limit like $500. If denied you might have a chance to recon for a low limit. Then build up that low limit.

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scottinla21 wrote:

Do you have to be a student tp get a student card?

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They do not verify enrollment. Being 23 is pretty much right within their targeted market for that card.

[scottinla21]

If you dont mind me asking what was ur score when you app Apple visa?

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scottinla21 wrote:

If you dont mind me asking what was ur score when you app Apple visa?

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You talking to me? I don't have an apple visa.

[scottinla21]

Wow you are a big help.. I App Like a month ago i called the back door there was no pull at all with anyone there lol