Home Depot - 1450 Kay/j - 4000 Target - 200 La Cuarao - 3000 Fingerhut - 400 Childrens place - 700 Victoria secret 500 - Paypalsmart - 600
Dustink wrote:Good Advice bro! thx I really love discover. cap 1 i go nuts with cant win with them at all lol
I refer to them as Crap1. I hate them with such a passion. Terrible customer service and a general unwillingness to do anything for me.
since 3 years i cant move past 500 idk i HATE them and i don use the word hate lol
You have a lot of different cards.. I'd probably keep the top few (no more than 5) store cards that you use the most (or the ones that offer you the best rewards/incentives) and close the rest. Also keep the ones with over $1k CL for the time being so your utility isn't wrecked in the process of closing. From there I'd garden for at least 6 months, and then start possibly applying for prime cards. Maybe even wait a year so the INQs won't affect your score when you apply.
Good luck!
Starting Score: TU:650 - EQ: 672
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