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What does American Express gold card pull?

Valued Member

What does American Express gold card pull?

I want to apply for an Amex gold and i am wondering if they pul eq or tu?

Message 1 of 11
10 REPLIES
Frequent Contributor

Re: What does American Express gold card pull?


mgeorges wrote:

I want to apply for an Amex gold and i am wondering if they pul eq or tu?


They will pull EX exclusively unless your application is borderline and then they can pull up to all three.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 2 of 11
Valued Member

Re: What does American Express gold card pull?


CreditMuppet wrote:

mgeorges wrote:

I want to apply for an Amex gold and i am wondering if they pul eq or tu?


They will pull EX exclusively unless your application is borderline and then they can pull up to all three.


what website can you check your ex score?

Message 3 of 11
Frequent Contributor

Re: What does American Express gold card pull?


mgeorges wrote:

CreditMuppet wrote:

mgeorges wrote:

I want to apply for an Amex gold and i am wondering if they pul eq or tu?


They will pull EX exclusively unless your application is borderline and then they can pull up to all three.


what website can you check your ex score?


Unfortunately you can no longer get your EX score, it used to be available on both the experian website and via MyFico however Experian decided it would no longer offer it.  The only way to get your EX score is if you are a member of PSECU,  In addition if you apply for credit from a lender who pull's EX they will give you your EX score if you dont recieve their best terms.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 4 of 11
Valued Contributor

Re: What does American Express gold card pull?

You can get your EX Plus score at freecreditreport.com. Amex will put EX as OP have stated and TU if they need a 2nd report.

Message 5 of 11
Frequent Contributor

Re: What does American Express gold card pull?

+1 on EX only unless others are needed

Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Message 6 of 11
Valued Contributor

Re: What does American Express gold card pull?


tntexans72 wrote:

You can get your EX Plus score at freecreditreport.com. Amex will put EX as OP have stated and TU if they need a 2nd report.


That score means absolutely nothing though, a FAKO is a FAKO regardless of the source.  There si another website getting ready to start up that is going to offer all three FICO's including EX but it'll probably be the first of the year before it is though.

Message 7 of 11
Super Contributor

Re: What does American Express gold card pull?

most of the time ex

Message 8 of 11
Senior Contributor

Re: What does American Express gold card pull?

Amex almost always pulls EX, which is only avail from PSECU (you need to be resident of PA to join.) If your EX CR is close to what's on your EQ, then your EQ FICO will give you an idea at least of what your EX is.

Boomhower, What website are you referring to? This is the first I've heard of it.
~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 9 of 11
Valued Contributor

Re: What does American Express gold card pull?


tntexans72 wrote:

You can get your EX Plus score at freecreditreport.com. Amex will pull EX as OP have stated and TU if they need a 2nd report.


+1

 

My EX Plus is 765 and my true EX FICO is 790, so you can not go by any Fako score out there.

 


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Message 10 of 11