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Oh... I didn't see your Experian score. If thats a true FICO not a FAKO then you should fine since they typically pull Experian... they pulled that on both of my Amex peronsal cards.
@Jitdc2 wrote:Oh... I didn't see your Experian score. If thats a true FICO not a FAKO then you should fine since they typically pull Experian... they pulled that on both of my Amex peronsal cards.
It's a FAKO, but no derogs, no lates....However, my AAoA is at 2 years rights now. 6 inquires on EX right now
@Hcontreras wrote:
@fot1 wrote:If you are borderline then they will pull all three.. That was my case atleast
With my score on my siggy, would I be considered borderline for BCE, BCP, or Blue sky?
As others have stated, score alone is not the only factor. Number of inq's, new tls, AAOA, baddies and income will play apart in your approval.
Also, FreeCreditReport.com is not a true FICO, its a fako
@Jitdc2 wrote:Oh... I didn't see your Experian score. If thats a true FICO not a FAKO then you should fine since they typically pull Experian... they pulled that on both of my Amex peronsal cards.
Pretty sure the credit score from freecredit is a fako..
6 inquires and if you assume the EX score is around the same as TU and EQ I don't think Amex would approve..
@fot1 wrote:6 inquires and if you assume the EX score is around the same as TU and EQ I don't think Amex would approve..
Last time I checked my EX true FICO is was about 40 points higher than Eq and TU. That was about 3 months ago
I think I'll wait....
@Hcontreras wrote:
@fot1 wrote:6 inquires and if you assume the EX score is around the same as TU and EQ I don't think Amex would approve..
Last time I checked my EX true FICO is was about 40 points higher than Eq and TU. That was about 3 months ago
Score alone will not determine if you are approved. If you wish to provide more data, then we could probably give you a better response. Based on the consistency of your scores from last year, what made your EX score jump 40 points higher than the other 2 CBs this year?
@Hcontreras wrote:
@fot1 wrote:6 inquires and if you assume the EX score is around the same as TU and EQ I don't think Amex would approve..
Last time I checked my EX true FICO is was about 40 points higher than Eq and TU. That was about 3 months ago
May be worth checking what it is now..
@09Lexie wrote:
@Hcontreras wrote:
@fot1 wrote:6 inquires and if you assume the EX score is around the same as TU and EQ I don't think Amex would approve..
Last time I checked my EX true FICO is was about 40 points higher than Eq and TU. That was about 3 months ago
Score alone will not determine if you are approved. If you wish to provide more data, then we could probablt give a better response. Based on the consistency of your scores from last year, what made your EX score jump 40 points higher than the other 2 CBs this year?
A paid derog on TU and EQ...Not on EX.