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What does Fort Knox Federal FCU pull ?

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castlefox
Regular Contributor

What does Fort Knox Federal FCU pull ?

What does Fort Know Federal FCU pull ?

 

I just got their new membership packet in the mail coming home from my vacation.  Im rather temped to apply right away for their cash back card. 

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: What does Fort Know Federal FCU pull ?


@castlefox wrote:

What does Fort Know Federal FCU pull ?

 

I just got their new membership packet in the mail coming home from my vacation.  Im rather temped to apply right away for their cash back card. 


 

check out credit pulls website. Someone posted EQ

 

Message 2 of 9
castlefox
Regular Contributor

Re: What does Fort Know Federal FCU pull ?

I just called Fort Know FCU this morning about this credit card.  Since I am a new member & I havnt been with them over 6months my total credit limit is limited to 2,500.  I decided to just apply for a card now and then worry about getting a CLI 6months from now.  I just hope they give me their cash back CC

 

I forgot to ask what they pull. 

 

 

Apparently they are supposed to give me a call today or tomorrow about my credit card application. 

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 3 of 9
Datx
Valued Contributor

Re: What does Fort Know Federal FCU pull ?

For whatever reason, I always thought of them being a TU puller. Looking at a certain database, they look to be mostly a EQ puller with some TU pulls. They straight up rejected my member application. Apparantely they dont like chex inqs and I was going on a CU membership app spree. This was about a year ago or so.

Message 4 of 9
BobbyJ
Frequent Contributor

Re: What does Fort Know Federal FCU pull ?

Last year in April when I applied and received the Ft Knox Plat Visa they pulled TU.  They report to both EQ & TU.  They dont report to Experian.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 5 of 9
corymcd88
Valued Contributor

Re: What does Fort Know Federal FCU pull ?


@castlefox wrote:

What does Fort Know Federal FCU pull ?

 

I just got their new membership packet in the mail coming home from my vacation.  Im rather temped to apply right away for their cash back card. 


I world tell you that PenFed FCU is much better. It is free if you are with the milatry, if not it is a one time fee of $15.00. Loan rates are better.
Message 6 of 9
castlefox
Regular Contributor

Re: What does Fort Know Federal FCU pull ?

I am not in the military and mainly joined for there cash back card with 1.25 on everything and 5% cash back on gas.  http://fkfcu.org/visa.html   >  From what I have been reading PenFeds gas card is rather hard to get. 

 

My savings account and checking is with Alliant CU because of their high APR

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 7 of 9
Datx
Valued Contributor

Re: What does Fort Know Federal FCU pull ?

I just realized you are talking about "Fort Know" FCU. I automatically assumed you meant Fort Knox FCU.

Message 8 of 9
castlefox
Regular Contributor

Re: What does Fort Know Federal FCU pull ?

I was approved for their Visa Platinum CC, it has a 2,500 credit line with an APR of 9.25% > that makes it my lowest APR CC.

 

I fear I will not get to see my credit score because I think 9.25 is the lowest they offer for that card.  My credit scores that I know of are in my signature below if you are wondering. 

 

I love that I will get 5% cash back on all of my gas purchases and 1.25% on everything with no limit.  I wish I had a higher limit to start but I am willing to start slow and build a good relationship with them.    I cant wait for it to come in the mail so I can  close my Shell gas card with a only 400.00 credit line at like 25% APR. 

 

Datx - Good assumption, you are correct  Smiley Happy  hahaha

MyFICO score- Equifax - 12.03.11 - 780 Experian 12.03.11 - 763
(FAKO Scores) EXP PLUS Score Dec 2011. 748
Advanced Risk Score 2.0 (NextGen) 793 Dec 2010
Vantage Score (2011) MAR = 771 Jun = 771 Sept= 788 Dec= 773
2012 MAR = 782 JUN=783 Dec = 789
2013 Mar-796 Jun-799 Dec- 797
Message 9 of 9
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