What does this mean?

[fishbjc]

In order to apply for cc, you should have NO RECENT DEROG. REMARKS?  What do they call recent?  Would 6 months be ok?

[Anonymous]

Most of th etime recent is under 2 yrs. I have heard of people being aprroved with less than that on CC's that said this before that app'd. Scare tactics that some, like Chase, use.

[haulingthescoreup]

This isn't carved in stone, but a lot of times it's no 30 days within the last 12 months; no 60 or worse within the last 24 months. But no telling with the jitters that the CCC's have been having with the financial uproar.

[Anonymous]

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haulingthescoreup wrote: This isn't carved in stone, but a lot of times it's no 30 days within the last 12 months; no 60 or worse within the last 24 months. But no telling with the jitters that the CCC's have been having with the financial uproar.

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I guess it is however they feel that day.

*creditor says* Hmmm... I think today we should let people be approved if they don't have a 30 day in 29 days!

Message Edited by jaybee on 01-03-2008 05:12 PM

[marty56]

Check www.whogavemecredit.com.  Sometimes people list the age and amount of dreog info on their report.