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What does this mean?

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Anonymous
Not applicable

Re: What does this mean?

EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.
 
So I disagree.  

keeanah wrote:
No.  They aren't.  Neither of us would even begin to qualify for AMEX.



Message 11 of 16
WhirledPeasPlease
Moderator Emeritus

Re: What does this mean?

Me too.  I had a lower EX with an old CO when Amex approved me for the Delta.

Timothy wrote:
EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.
 
So I disagree.  

keeanah wrote:
No.  They aren't.  Neither of us would even begin to qualify for AMEX.






~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 12 of 16
haulingthescoreup
Moderator Emerita

Re: What does this mean?


@Anonymous wrote:

EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.

So I disagree.


And I would add, no recent lates, certainly none within a year, and within two years to be safe.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 16
Anonymous
Not applicable

Re: What does this mean?

my most recent late was 8 months old when I got mine-
But yes a year or 2 is better-

@haulingthescoreup wrote:

@Anonymous wrote:

EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.

So I disagree.


And I would add, no recent lates, certainly none within a year, and within two years to be safe.


Message 14 of 16
haulingthescoreup
Moderator Emerita

Re: What does this mean?


@Anonymous wrote:

@haulingthescoreup wrote:

@Anonymous wrote:

EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.

So I disagree.
And I would add, no recent lates, certainly none within a year, and within two years to be safe.
my most recent late was 8 months old when I got mine-

But yes a year or 2 is better-

Well, go figure! You're just WAY gutsier than I! Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 15 of 16
Anonymous
Not applicable

Re: What does this mean?



Timothy wrote:
EX - 626 - 3/15/2008 = Delta Amex if no BK and no past due accounts or open CA's.
 
So I disagree.  

keeanah wrote:
No.  They aren't.  Neither of us would even begin to qualify for AMEX.





Unfortunately, I have a bk 2 1/2 years ago and I don't think his EX score is as high as mine (though it could be because we just paid a bunch of cc's off).

 
Message 16 of 16
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