No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just curious, what exactly happened to the Professional series for credit cards? Do any major card issuers still carry them, and for personal/non-business use? Or are they all currently discontinued? Citi used to have a Professional card as did Diners (and I think perhaps even Cap1 at one time as well), but AFAIK, are no longer taking any new applications for them?
I think Diners Club's were grandfathered from Citi. As for why neither accept apps for those, I'm thinking it wasn't worth the cost to continue to do.
Is there any big difference between an old Professional card, and a generic non-corporate business card simply guaranteed by a sole individual?
Bumping one of my slightly-older threads, since not sure if anyone else hopefully had anything else new to add to the discussion please?
Also: I am remembering correctly from some years back ago when Professional credit cards were still being issued, it was technically still possible to obtain them for the purposes of non-business use right; i.e., the former Citi Professional card could still be approved for non-business use when it was still an active card product in Citi's credit card portfolio? I seem to be recalling anecdotes from searching past threads here on the forum and elsewhere, where Professional cards could still be used as personal (non-business) cards, unlike the modern Business credit cards of today?
No one? One last bump...figured it couldn't hurt to at least try bumping the thread a final time, just in case. As an aside note: does anyone still actually have a Professional card that is still open btw, if they wanted to provide any insight or datapoints, on it?
Mastercard still has a page on them:
https://www.mastercard.us/en-us/businesses/small-business/cards/professional-credit-card.html
and guide to benefits for the Cap One version:
https://www.capitalone.com/media/doc/credit-cards/benefits-guide-professional-mc.pdf
And many others. But, as you suggest, lloks like all the APply buttons are deactivated.
Finally, WSJ indicating why they might be bad (no CARD Act protections) http://www.wsj.com/articles/SB10001424052748704913704575454003924920386
follwed by Forbes saying that they can be good:
http://www.forbes.com/sites/moneybuilder/2010/09/09/professional-credit-cards-arent-all-bad/
Many thanks for the helpful info and links longtimelurker !