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What happens to balance if a card gets closed

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red259
Super Contributor

Re: What happens to balance if a card gets closed


@MstrPTato wrote:

@red259 wrote:

@MstrPTato wrote:

You would still have access to the account until the balance reaches 0.


No, you lose online access if the card is closed. I had this very issue with a closed credit card with chase and it was a pain in the neck. They took away the online payment feature. Not sure if I would have still been able to pay online if I had a second card active with chase at the time. 


I had no issues with my closed Slate/Freedom. Both showed online until I personally removed them from my profile. These were the only two accounts on there.


This was several years ago and I remember calling the CSR and them telling me there was nothing they could do because I had closed the account. Maybe the system has changed since then.

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