What is Discover's NON Bonus, Base Cashback Percentage??

[BlueHusky]

Hey all, quick question - what's the "everyday purchase" casback for discover card? I use the 5% categories, and for my last two statements that has worked well. But for the "regular cashback" purchases, it's so low and I can't figure out if that's normal? For my January statement, I had around $225 of non bonus purchases, and received 56 cents cashback. For this month, I spent a little over $100 and received 24 cents. That's calculating out to be about 0.25% cashback...is it realy that low for non-bonus purchases??

[E150GT]

yep thats correct. Call and change the card to the It and it will be 1%

[Gunnar419]

Ditto. On the Discover More card you had to spend $3,000 per year before a 1% bonus kicked in.

PC to the It card (a very easy process) and you'll get 1% from the beginning of your next statement period -- plus the same 5% special categories you're getting now.

Other perks on the It card, too.

[BlueHusky]

Is it a hard pull to go to the Discover It?Thanks for the advice!

[Gunnar419]

Nope. If you already have another Discover card, it's not an HP to make the switch.

At least that's true when switching from More to It. Very easy process -- no questions about financial data; just moving your account from one card type to the other.

[BlueHusky]

I don't know what mine is? It's just plain.