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What is NavCheck?

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Selena1978
New Contributor
‎06-21-2014 02:44 PM
‎06-21-2014 02:44 PM

What is NavCheck?

I see a lot of people have this in their signatures. I just tried applying for $2,000 the Checking Line of Credit. Is that the same thing?

Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14

Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,

First Time Home Buyer in 2yrs
Message 1 of 7
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MidnightJester
Frequent Contributor
‎06-21-2014 03:02 PM
‎06-21-2014 03:02 PM

Re: What is NavCheck?

Yes. NavCheck is called "Overdraft Protection" now I think

Message 2 of 7
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Scupra
Super Contributor
‎06-21-2014 11:20 PM
‎06-21-2014 11:20 PM

Re: What is NavCheck?

Remember with nfcu to always apply for max, $15k, as they will counter offer if not approve for full amount. Good luck!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 7
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Selena1978
New Contributor
‎06-22-2014 06:14 AM
‎06-22-2014 06:14 AM

Re: What is NavCheck?

Oops. I only did $2000. Haven't heard anything yet. I figure because of the weekend.
Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14

Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,

First Time Home Buyer in 2yrs
Message 4 of 7
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Scupra
Super Contributor
‎06-22-2014 09:36 AM
‎06-22-2014 09:36 AM

Re: What is NavCheck?

@Selena1978 wrote:
Oops. I only did $2000. Haven't heard anything yet. I figure because of the weekend.

You are correct on that one! Give it six months and request a CLI to max, no big deal! Cross my fingers for you!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 7
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j_casteel
Valued Contributor
‎06-22-2014 02:04 PM
‎06-22-2014 02:04 PM

Re: What is NavCheck?

There is a difference between overdraft protection and checking line of credit (use to be NavChek)

OP, you could probably send a SM and request more since they still have to process everything and send you paperwork.

Good Luck
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 7
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Selena1978
New Contributor
‎06-22-2014 05:47 PM
‎06-22-2014 05:47 PM

Re: What is NavCheck?

I'm almost afraid to do that since I just got out of bankruptcy. I may just see what happens and if I get approved. I've been with Navy Federal for about 2mths now. 

Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14

Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,

First Time Home Buyer in 2yrs
Message 7 of 7
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