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What is WAMU policy on Providian Chargeoffs

Super Contributor

What is WAMU policy on Providian Chargeoffs

How does wamu treat the people who had an earlier charge off with providian but settled with CA and paid it. Does it make them eligible for a new card with wamu? I had a providian charge off that I paid it to the CA.Should I call wamu and ask them? 
Message 1 of 7
6 REPLIES
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New Contributor

Re: What is WAMU policy on Providian Chargeoffs

When was the CO? If it remains on your credit report, the answer is NO.
Message 2 of 7
New Member

Re: What is WAMU policy on Providian Chargeoffs

my dh had a co with providian and gets pre-approved offers bi-weekly from WAMU--but we haven't applied.
Message 3 of 7
Super Contributor

Re: What is WAMU policy on Providian Chargeoffs

What about Paid Charge Off. I have paid it after the charge off. Does it make any difference with wamu?
Message 4 of 7
Senior Contributor

Re: What is WAMU policy on Providian Chargeoffs

concord, how much was the charge off, did you pif, and how long ago was it?

I would think that the records are still in their system, but I've not seen that question asked before. I think what action a ccc might take varies with each ccc.

Some it would be a kiss of death. Others might be willing to take a chance, if your scores are decent. Just my opinion, though.
"Never ever, ever be late. Never" (FUTR)
Message 5 of 7
New Contributor

Re: What is WAMU policy on Providian Chargeoffs

Keep in mind the fact you receive pre-approved offers DOES NOT mean "approval"... read the fine print.
Message 6 of 7
Contributor

Re: What is WAMU policy on Providian Chargeoffs

DH had providian CO paid in settlement back in early 02 comes off next year and they approved him for WAMU 0% till 3/08 then 9.9% and 1800cl. So it can be done.
Message 7 of 7