What is YOUR lowest interest rate?

[rubaty]

USAA Amex 7.75

USAA MC 7.75

[jefftca925]

Chase Free Cash Plat Visa  7.99%

US Bank FlexPerks Select Rewards Visa  9.99%  (after 0.0% Promo) 

[JMN]

Capital One Visa card. $5k or $5.5k limit (can't remember off the top of my head), with an ARP of 3.9%. I don't know what I did to get that rate, but I use the card at least one a month to keep it from possibly going inactive. I don't need to carry a balance right now, but if I do, they're the card I'll use. 

It used to be like 11% a year or two back. Dunno why they dropped it, but I'm not complaining. Cash advances are 25%, however. Luckily, I don't need, nor will I ever take, a cash advance.

After that, my Nationwide Bank Personal Visa card has a 7.24% APR, after my 6 months 0% intro rate.  In third place would be my Citi Diamond Preferred MasterCard, at 11.24%.

Message Edited by JMN on 02-28-2010 10:12 PM

[CHARGE_IT]

Citibank  Citi Platinum  5.24

Citibank  Citi Cash       8.24

Chase    Chase Slate   7.99

The above do not include specials and are the interest rates that came with the accounts, all of which are over two years old.

CI

[Uborrow-Upay]

Citi Pro 7.24%

Citi Diamond Pref. 9.99%

[bakalao2k]

US Bank Premier Line VISA 8.25%

[Creditaddict]

American Express Plat. Optima is 5.65%

Not sure how it got to this or why but since CLD to $500 over a year ago, it has not really been used at all 

[Anonymous]

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@jenrette wrote:

Orchard Bank/ HSBC 29.95% ?!!!!

I've had a 580 Fico before and have never seen anything this high? Ax the card or PIF on these accounts! 

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Unfortunately I got rate jacked on that card, its my first one, secured and helping me build my score.. never paid interest cause I PIF, HSBC just sucks.. I just got the HTFFFCU one my first unsecured card in 4 years..

[homerunstacy]

Capital One @ 11.9%     It only has a CL of 500 but it is one of my oldest cards.

[Anonymous]

11.24% on my State Farm Visa