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Posts: 108
Registered: ‎06-24-2012

What is a good first card to start with?

What kind of card for hubby?  He has auto loans but no cc, so he will need a card to get started.  What should he get with scores in the mid 600's

Frequent Contributor
Posts: 464
Registered: ‎06-13-2012

Re: What is a good first card to start with?

If he has no baddies I would try apping Discover and Chase Freedom.  Perhaps a GE card in there Walmart for the free TU with paperless, Lowes.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012

Re: What is a good first card to start with?

Starter card from Capital 1 (secured) or a card from Orchard.

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011

Re: What is a good first card to start with?

Repo-ed wrote:

Starter card from Capital 1 (secured) or a card from Orchard.

This is a good one.


EQ FICO 548 3/3/16

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