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praise123
Posts: 102
Registered: ‎06-24-2012

What is a good first card to start with?

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‎08-13-2012 05:19 PM

What kind of card for hubby?  He has auto loans but no cc, so he will need a card to get started.  What should he get with scores in the mid 600's

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Frequent Contributor
wreith
Posts: 334
Registered: ‎06-13-2012

Re: What is a good first card to start with?

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‎08-13-2012 05:21 PM

If he has no baddies I would try apping Discover and Chase Freedom.  Perhaps a GE card in there Walmart for the free TU with paperless, Lowes.

03/07/2013 Walmart TU 702
03/07/2013 MyFico EQ 694
01/28/2013 USAA FAKO EX 728, EQ 715, TU 703
In my wallet Discover It $1200, USAA Cash Rewards AMEX $7K, USAA Rewards Platinum MC $7K, CareCredit $3K, Chase Freedom $1400, Walmart $3100, Lowes $800, HSN $1450, Macys Red Star Store $1800, Paypal smart connect $600, VS Angelcard $500, Amazon Store $1200, AMEX Green NPSL, BCE $1K, Sam's Club Discover $2500, Home Depot $2200.
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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: What is a good first card to start with?

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‎08-13-2012 05:22 PM

Starter card from Capital 1 (secured) or a card from Orchard.

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
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Mega Contributor
LS2982
Posts: 15,087
Registered: ‎04-09-2011

Re: What is a good first card to start with?

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‎08-13-2012 06:48 PM

Repo-ed wrote:

Starter card from Capital 1 (secured) or a card from Orchard.

This is a good one.

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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