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What is a reasonable amount of inquiries on a credit report?

Valued Contributor

Re: What is a reasonable amount of inquiries on a credit report?

i say get all ur app'ing done in a short period, if they dont count as 1, then they all fall off at the same time

Message 11 of 14
Valued Member

Re: What is a reasonable amount of inquiries on a credit report?

The plan is to app for 2 cards at the same time.  My main concern is auto-rejection simply for too many inquiries even though my fico scores are all >740.  

Message 12 of 14
Valued Contributor

Re: What is a reasonable amount of inquiries on a credit report?


jclark1183 wrote:

The plan is to app for 2 cards at the same time.  My main concern is auto-rejection simply for too many inquiries even though my fico scores are all >740.  


then just call them, they ask u a few questions, and all is good


 

Message 13 of 14
Regular Contributor

Re: What is a reasonable amount of inquiries on a credit report?

 

Can you tell from the reports what purpose is coded?  You know what your purposes were, but don't assume the INQs are coded correctly.  Sometimes it's obvious, but I found all my mortgage refi INQs listed various third-party companies who pulled the scores for the lender.  And the purpose shown was just something generic like "credit application".


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Message 14 of 14