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wealthcreator
Posts: 211
Registered: ‎07-02-2012
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What is alternate option to Zync now?

Since Amex discontinued Zync card, which is best (cheapest AF) we have now. I think we should go with Amex Green Now..

 

 

Any other inputs?

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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
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Re: What is alternate option to Zync now?

[ Edited ]

As of right now, I guess everyone will have to settle for the Green card, if they want the Lowest AF charge card AMEX offers.

 

Its very unfortunate that AMEX has stopped offering the Zync Charge Card. I thought it was a great option for people who were building/re-building and looking to get in with AMEX, while keeping cost low.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
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Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: What is alternate option to Zync now?


gettnthere wrote:

As of right now, I guess everyone will have to settle for the Green card, if they want the Lowest AF charge card AMEX offers.


I thought you can still apply for it but you had to search the link down?

 




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
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Re: What is alternate option to Zync now?

[ Edited ]

LS2982 wrote:

gettnthere wrote:

As of right now, I guess everyone will have to settle for the Green card, if they want the Lowest AF charge card AMEX offers.


I thought you can still apply for it but you had to search the link down?

 


Hmmm, you could be right LS, i was thinking we had a member post last night that they had tried the link and it said that the "offer was no longer available". I could be Mistaken though?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
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Re: What is alternate option to Zync now?

You can still apply for the Zync...you just have to search their site.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
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Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
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Re: What is alternate option to Zync now?

This is the main page that brigns you to the app. But then it tells you that 'this offer is now longer available'

 

http://www304.americanexpress.com/getthecard/learn-about/Zync




Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
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Re: What is alternate option to Zync now?

[ Edited ]

wealthcreator wrote:

Since Amex discontinued Zync card, which is best (cheapest AF) we have now. I think we should go with Amex Green Now..

 

 

Any other inputs?


I think alot of people will just skip amex charge cards altogether and go for revolvers. If you think about it, a bcp is $75 af with 6% groceries, 3% gas, etc. whereas a green is $95 with 1pt/$1. Even if you are a heavy traveler and transfer mr points bcp is still a much better value imo. Note that the PRG is another story altogether, but it also has a higher af than green.

 

Granted amex revolvers are harder to obtain, but lately it seems like amex has lowered their cc underwriting criteria considerably, so I I do not believe that revolvers are that much harder to accquire

 

 

 

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Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
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Re: What is alternate option to Zync now?

[ Edited ]

CS800 wrote:

This is the main page that brigns you to the app. But then it tells you that 'this offer is now longer available'

 

http://www304.americanexpress.com/getthecard/learn-about/Zync


I just tried to "app" for it too. Wow...that's crazy! I wonder if current ZYNC holders will be PC'd to different products now that its no longer available?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: What is alternate option to Zync now?

I just went to Amex's site and searched for the Zync card. it came up to look as though you could apply, but once you actually click apply it says "offer no longer available".

 

https://www304.americanexpress.com/personal-card-application/zync-charge-card/25330-10-0/0/0/0/n/?in...



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: What is alternate option to Zync now?

Has anyone called to ask AMEX about why the Zync is no longer available?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

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