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What is best secured card to apply for to boost credit score

New Contributor

What is best secured card to apply for to boost credit score

I need to find a card to boost a credit score.  Currently 619 and need a boost for homebuying.  What are the best places to do that quickly?

3 REPLIES
Valued Contributor

Re: What is best secured card to apply for to boost credit score

your score may drop since you will be taking a hard hit as well as lowering your AAoA. also do you have any other credit cards if so paying down your utli should help your score

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New Contributor

Re: What is best secured card to apply for to boost credit score

I am not sure...its not for me its a friend trying to buy a home.  Just recently got out of the military and wanted something to boost their credit.

 

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Regular Contributor

Re: What is best secured card to apply for to boost credit score

Have your friend see about joining Navy Fed (if not already a member).  They are great and once you have a solid relationship with them you're golden.  I had lower 600 FICO when I joined and app'd for one of their credit cards.  Was approved for $1,000 unsecured.  Couple months later app'd for another card when my score went up and was approved for $5,000.  Great customer service as well. 


Starting Score: 7/12/11 TU 584 EQ 541
Current Score: 05/12 TU 688 TU (WM) 716 EQ 683
Goal Score: 720

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