What is considered heavy usage?

[Anonymous]

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@370Z wrote:

I wouldn't consider anything under 50% of the credit line each month heavy usage.

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Agreed. I try to not go over 60% myself any given month on any card.

[JediNeo]

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@Chris679 wrote:
If I were in your shoes I would not change my spending patterns. Instead I would get a card that would do a better job of satisfying my needs as a customer.

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+1 plenty of lenders out there. Find one that best suits your lifestyle.