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If a credit card company is considring you for a CLI and says they will do a soft pull, what exactly are they seeing? Does it really make any difference other than the fact that a soft pull won't hurt your score? Meaning, are they evaluating things the same way in both cases?
Also, can you ask a CC to look at a certain bureau IF it's going to be a soft pull?
@EaglesFan2006 wrote:If a credit card company is considring you for a CLI and says they will do a soft pull, what exactly are they seeing? Does it really make any difference other than the fact that a soft pull won't hurt your score? Meaning, are they evaluating things the same way in both cases?
Also, can you ask a CC to look at a certain bureau IF it's going to be a soft pull?
Yeah i kinda wanna know too. Why else to do a HP other than to be a jerk if they can see everything they need to see with a SP.
Does a HP show more detail?
I'm sure you can ask for a lender to pull a certain CR, but I doubt they will honor that. They may become suspicious and wonder if you are hiding something.