you should be able to log back in and get answer on your application within a day.
I wouldn't know about CLD, I maxed it out before I got the card with balance transfer! lol
but so far they have not chased my balance as I pay on it.
HOWEVER. Amex business just sent letter they lowered credit line for 3rd time. Cards in my fathers name, I'm auth. He has gone from 60+k in credit line with amex over 5 credit cards down to now I think under 15k!!!!
The reasons for decreases look like my credit report, which amex says is not possible. but my father has never filed bk, I have and this all started RIGHT after I filed bk.
It's a shame, he has been cardholder since 2000, now they are just hurting his score with all this balance chasing. Think I'm just going to get them paid off and close everything except the charge cards, those are the only ones they are leaving alone.