Credit Cards

[RN67]

I was looking at the myfico recommended credit cards. When it says credit must be excellent, what scores are considered excellent???

[Repo-ed]

The offers I recieved on this site were all rebuilders.  Joke, at best...

[RN67]

Ahh. OK. I have a capital one 500 cl 0 bal. and an Orchard 500 cl $42 bal. Had them since 2006. Thought about another one but not sure which one.

[Shogun]

You should try a GE backed card.  Do you shop at Walmart?  They also five a TU FICO monthly if you sign up for paperless billing.

[nicholasyud]

Get some Prime card......you should be fine qualify for it but there no warranty thou......

[RN67]

I'm scared to apply. I only have one inquiry on all 3 reports and its from 3-2011 when I bought my car. I don't want any inquiries. I'm obsessed with these stupid reports. I've spent so much money just buying reports because I'm so impatient. LOL  I have a couple of things that are waiting to be updated on EQ and TU. I think it will push both scores to 700 or close.  I travel 50 miles one way to work everyday so I spend ALOT on gas. I was thinking maybe a card with gas rewards.

[RN67]

And what exactly is a PRIME card?

[SwiftTone]

---

RN67 wrote:

And what exactly is a PRIME card?

---

Good rewards and benefits from a good bank.

[Imua]

---

RN67 wrote:

I was looking at the myfico recommended credit cards. When it says credit must be excellent, what scores are considered excellent???

---

iirc, scores are rated as excellent if they're over 760 (if you look at your myFICO score, there's usually a section that 'grades' your score as poor, good, excellent, etc)

edited to correct myFICO score instead of credt report

[RN67]

Thanks for the info everyone. I think I'm going to wait a month and let some stuff update then apply.   New Year and hopefully new card.