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Frequent Contributor
MichiganMommy
Posts: 319
Registered: ‎05-31-2008
0

What is fingerhut?? Never heard of them.

[ Edited ]
May sound stupid to some of you, but I have never heard of them...thanks


Message Edited by MichiganMommy on 08-09-2008 02:13 PM
Updates scores...inching along. Waiting for 7 recent medical collections to fall off!! (seriously working since END of May): EX 519 TU 576 EQ 449
8-02-08 EX 644 TU 647 EQ 575...650s here I come....700club, get ready!!!
Frequent Contributor
mrsanderson
Posts: 366
Registered: ‎12-20-2007
0

Re: What is fingerhut?? Never heard of them.

Basically catalog orders!!! www.fingerhut.com also its financed thru chase i believe! and they do report to the credit Bureau
~EveryThing Is Within REach~FICO FORUM roCKs.....
Frequent Contributor
Cheech
Posts: 282
Registered: ‎03-26-2008
0

Re: What is fingerhut?? Never heard of them.



mrsanderson wrote:
Basically catalog orders!!! www.fingerhut.com also its financed thru chase i believe! and they do report to the credit Bureau



Yeah, but they pretty much only sell crap, and you can't use the account anywhere else. I guess if you're in credit rebuilding mode it might be helpful, but aside from that purpose, I wouldn't bother.
Established Member
Givemesomecredit
Posts: 29
Registered: ‎06-01-2008
0

Re: What is fingerhut?? Never heard of them.


Cheech wrote:
Yeah, but they pretty much only sell crap, and you can't use the account anywhere else. I guess if you're in credit rebuilding mode it might be helpful, but aside from that purpose, I wouldn't bother.






I don't even think it's that great for credit rebuilding. Fingerhut, IMHO, is comparable to rent a center. You overpay for the luxury to be able to make payments in installments. So in the end you pay a lot more than if you had saved up and bought the stuff elsewhere.

My girlfriend used to buy items from them in college because the minimum payments were very small but she was paying for it for a long time. I thought their stuff was crap as well.
Valued Contributor
TheNewWorldMan
Posts: 2,374
Registered: ‎03-15-2007
0

Re: What is fingerhut?? Never heard of them.

Fingerhut is decent for people who are rebuilding, but yes, as soon as you can pay your stuff off and get a conventional credit card, by all means do so.
- - - -
in a credit-scoring postnuclear Stone Age...
Regular Contributor
robertkinder
Posts: 198
Registered: ‎07-12-2008
0

Re: What is fingerhut?? Never heard of them.

They only report to EQ, and will start you out at a very low CL. 
Starting Score: EQ450 TU478 EX485 5/1/05 Current Score: EQ: 600 TU: 617 EX: 624 11/20/14 Goal: 700 by 6/2/15

"If I say I'm going to garden, ignore it, I'm lying!"
Regular Contributor
siangirl34
Posts: 242
Registered: ‎07-26-2008
0

Re: What is fingerhut?? Never heard of them.

They charge terrible s/h fees too. I did like this small desk, but wasn't going to pay $75.00 (or something like that) for shipping on a cheapo desk.

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