What is largest CL you have? / Which Cards provide large CL?

[grneydangl]

I am definitely with you on the CL envy atlas!

Cap1 - $5000

Line of Credit from my CU - $1000

Gap - $750

Cap1 - $500

Macy's - $400

Target - $100 (I had them drop it from $500 when I was a college student and spending more than I could afford to pay off)

Message Edited by grneydangl on 03-22-2008 07:58 PM

[Anonymous]

My accounts aren't that great, but per my scores, I guess they aren't bad:

Credit One - $600 (with 79? AF)

JCPenney's - $400 (got this one on accident, I let them run it so I could get an additional 10% off when we bought our King sized bed and they said yes!)

Accounts I have AU status on:

BofA - $1000

Chase - $600

HSBC - $900

JCPenney's - $1700 (they've been very generous here lately with CLI's)

[WhirledPeasPlease]

HSBC/UnionPC 6k

Target Visa 5k

Everything else is 3k or under.

AU on a 25k BoA

My mother rec'd a 25k State Farm Plat Rewards Visa.  Whodathunkit?

[haulingthescoreup]

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@Anonymous wrote:
is there a thread about paying these cards strategically? Please help! I'm desperate to find a way to " play the game" the smartest way!

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Try this, message #6:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=60159

I'm in Firefox, so you'll need to copy/paste the link into your browser window.

My reply was a bit condensed (believe it or not!) from my usual speech, but check it out and see if it makes sense. Most cards do report your statement balance, and they report it on the statement date or very soon after. Many HSBC cards (includes Orchard) report your balance at the end of the month. I don't have personal experience with them, so I get a bit foggy on them.

If you have any questions, you'll do best to start a new thread here on the Credit Cards forum, or you're welcome to pm me.

[Heavy-Handed]

Amex Blue Cash = $20k

Started as Delta Gold Amex with $2700 cl in 07/2007.  Requested CLI upon act. to $5k again 30 days later to $9k then converted to Blue Cash in 10/2007 and requested last increase to $20k. 

I pushed my cl requests before Amex changed policy late last year to after 30 days upon activation and once every 6 months thereafter.

[NICKI183]

I am not in the same class as you big leaguers, but i have come a long way from the simple DECLINE.

My cards are as follows:

Cap 1 (750 ( increase today to $1250 w/backdoor #)

Kay Jewlers $5k (bal $700)

Firestone $1k

Macy's $1k

Bloomies $200

Target $550 ( increased last month from $200)

Hooters $600

Discover Rewards $300

Crown Jewl $1500 (doesn't count-wont use because of down payment)

I don't think this is bad for someone with my credit scores.  I will take the hits.  Hopefully, I will be approved for prime cards with $5k and up credit limit.  I am on my way.

NOTE:  All this good fortune came from reviewing the forum (CREDIT CARDS).  Thanks especially to the positive people such as Cheddar, Sylvia, Haulings, Illec,WhirlPeasPlease, and Credit Addict.

Thanks a bunch !!!!! 

[KingAdrock]

WaMu Visa 5.5k (Just raised from 4.5)

Chase 2.1k

Cap One 2k

At 24 I'd say I'm doing pretty well.

[Red1Blue]

Nicki, you forgot to mention my name in the list below....

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NICKI183 wrote:

I am not in the same class as you big leaguers, but i have come a long way from the simple DECLINE.

My cards are as follows:

Cap 1 (750 ( increase today to $1250 w/backdoor #)

Kay Jewlers $5k (bal $700)

Firestone $1k

Macy's $1k

Bloomies $200

Target $550 ( increased last month from $200)

Hooters $600

Discover Rewards $300

Crown Jewl $1500 (doesn't count-wont use because of down payment)

I don't think this is bad for someone with my credit scores.  I will take the hits.  Hopefully, I will be approved for prime cards with $5k and up credit limit.  I am on my way.

NOTE:  All this good fortune came from reviewing the forum (CREDIT CARDS).  Thanks especially to the positive people such as Cheddar, Sylvia, Haulings, Illec,WhirlPeasPlease, and Credit Addict.

Thanks a bunch !!!!! 

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[Anonymous]

Juniper Sea Miles:  $20k

ESPN Wamu: $4k

AMEX Blue Sky: $3k

Juniper is brand new and I am hoping not to see any CLD's

[Creditaddict]

AHHH... I was mentioned. I love this board and anything I can say that someone finds helpfull than great! I take tons from here myself