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Regular Contributor
Posts: 165
Registered: ‎05-01-2010
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Re: What is one card that you consider best

Fidelity 2% Amex for low spending.


Amex Blue Cash for high spending.






Best combo:


Citi Forward for restaurants, books, entertainment (>3.5% cash back)

PenFed Cash Back Visa for gas and groceries (5% and 2%, respectively, credited at the end of each month)

Fidelity Amex for everything else (2% on everything)

(Optional) Chase Freedom (5% on quarterly bonus categories)




EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Regular Contributor
Posts: 140
Registered: ‎08-20-2008
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Re: What is one card that you consider best

PenFed Plat. Cash Rewards Visa. I use it for eveything. I'm only interested in Cash Back Rewards.

Established Contributor
Posts: 790
Registered: ‎09-09-2008
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Re: What is one card that you consider best

I guess it's my Costco Amex. I mostly buy my gas there, so the 3% come in handy, and restaurants (another 3% category) are my major vice.

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: What is one card that you consider best

I'm going to go with the Discover More as well.


Backups would be split between Nationwide for low rate and AMEX Green for controlling my spending Smiley Wink

Frequent Contributor
Posts: 303
Registered: ‎06-04-2008
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Re: What is one card that you consider best

I would have to say my BOA World Points. They gave me my first visa card. Its my highest limit ($1000).   I love my CareCredit (4000) but I can't take that to the grocery

Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!

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