Reply
Established Contributor
Posts: 688
Registered: ‎10-25-2011
0

What is the BEST rewards CC out there?

I'm talking about the cards with maximum rewards and/or perks. Include the name, rewards, and annual fee if any.

 

Example:

 

Credit Card: Chase Freedom

 

Rewards: %5 cash back on rotation catagories (on up to $1500 in purchases/quarter), 1% on everything else. 10% bonus if you have a Chase checking.

 

Anuual fee: none

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Valued Contributor
Posts: 1,252
Registered: ‎09-14-2012
0

Re: What is the BEST rewards CC out there?

This is absolutely a YMMV question.  Personally, I love my Freedom and Discover it cards.  My wife loves her Hilton card.

 

Everyone's going to have their own opinion. 

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
Posts: 688
Registered: ‎10-25-2011
0

Re: What is the BEST rewards CC out there?


sccredit wrote:

This is absolutely a YMMV question.  Personally, I love my Freedom and Discover it cards.  My wife loves her Hilton card.

 

Everyone's going to have their own opinion. 


Of course this is a YMMV question. Everyone's opinion is exactly what I'm looking for.

 

Do you know why your wife lvoes her Hilton card? I'm assuming she stays at the Hilton a lot, but how does the rewards program work?

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Senior Contributor
Posts: 3,480
Registered: ‎11-13-2012
0

Re: What is the BEST rewards CC out there?


SamsungHDTV wrote:

sccredit wrote:

This is absolutely a YMMV question.  Personally, I love my Freedom and Discover it cards.  My wife loves her Hilton card.

 

Everyone's going to have their own opinion. 


fully agree.... for me the overall best is CapOne Visa....why? No foreign transaction fees, 1,5% cash back on everything and great acceptance worldwide and no AF. Discover would have this feature as well but I find myself most of the time ending paying with CapOne Visa because even with the Diners Club logo the card does not get recognized. For online purchases it is Chase and Discover, for groceries in the US it is AX...... I would say I love all my cards and each for a different feature. ...and that is why there is not only one perfect card for everything :heart: all of mine!


 

Move the mouse over the cards for detailed view!
FICO® EQ 788 (as of today) - TU 777 (01/28).. ¦ ..Fako EX 808 (02/03 - CS)
Vantage score 3.0 TU 788 - EQ 806 (CK 02/03) ................................................bronze spade Garden Club Member


Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.