Credit Cards

[Dustink]

I am looking for a card that offers a large sign up bonus, but yet doesn't have an annual fee. Do you know of any good ones out there?

[Elcid89]

For what? Cashback? Travel rewards? Points?

[Dustink]

Haha the post in the last forum we were both in made me ask this. Thought it would be interesting to see what people could come up with.

How about one for each category, or just anything you can think of. Include application requirements and terms for bonus rewards.

Examples.

Cash Back:

Chase Freedom

Good credit

$100 bonus with $500 in purchases during the first 3 months

Travel:

Capital one Venture one

Good Credit

10,000 miles with $1000 in spending during first 3 months

No foreign transaction fees

[Elcid89]

For points / travel, I'm a fan of my Citi Hilton HHonors card. Chase Freedom is also excellent. While I'm loathe to recommend anything put out by Capital One, their VentureOne card isn't bad either.

[Dustink]

Thanks for the post

I think Cap1 has some of the poorest customer service in the industry.

I will look into the Citi Card.

Do you have a referal link? If so, feel free to post it.

[Dustink]

Looks like the Citi HHonors is a top contender for travel rewards.

40,000 HHonors Bonus Points

after $1,000 spent on purchases within the first 4 months2 

6 HHonors Bonus Points per $1

spent on hotel stays within Hilton Worldwide portfolio2 

3 HHonors Bonus Points per $1

spent at supermarkets, drugstores & gas stations2 

2 HHonors Bonus Points per $1

spent on all other purchases2 

HHonors Silver Membership2 

Visa Signature® Benefits

All with no annual fee and an APR of 14.24%

[AZHeather]

If you utilize Discover's 5% cash back rewards program, it is a great no af card.

[Dustink]

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AZHeather wrote:

If you utilize Discover's 5% cash back rewards program, it is a great no af card.

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Have you had any problems with acceptance or merchant classifications?

[Elcid89]

Nah, just apply for the card if you like. I will say that they are going to look at more than scores with this card. They have minimum income floors in place as well.

[AZHeather]

Nope.  I run quite a bit on it every month and pay it in full twice a month, and have never had any problems (so far - knock on wood).  Use it all over the place too.