Credit Cards

[Dustink]

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Elcid89 wrote:

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Dustink wrote:

Elcid89

Have you ever thought about getting the reserve card? I think your spending and use of the benefits might warrant the annual fee.

https://creditcards.citi.com/credit-cards/hilton-hhonors-reserve-card/

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I considered it, but I don't stay in Hiltons often enough for the slight increase in rewards to justify the fee. It's really not much of a bump up IMO. to really get any value out of the Reserve card, you need to basically live in Hilton hotels.

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I think if you put over $2k per month on the card in general purchases, it would justify the cost difference.

Not to mention....the card looks better

[Dustink]

Anybody else have any ideas for good no annual fee cards?

[LS2982]

I put my vote in for Chase Freedom

[alboto]

Chase freedom FTW!

[Eschaton]

Chase Freedom is definitely a strong contender in terms of all around use, especially with a Chase banking account.

[CreditScholar]

Chase Freedom, Fidelity Amex (2% cash back on everything) and both of the no AF Hilton HHonors cards would be my recommendations.

[CreditChampion]

Citi Dividend World Elite Mastercard

[jd5189]

The Freedom is definitely a great card. Although, the rotating categories (like the current one) can be useless.

The BCE is a good no AF card, the 3% CB on groceries year round is good for when you cannot get 5% from other cards.

[Dustink]

A lot of great posts. We are getting a good list together.

Thanks everyone.

[firesoul453]

Definetly chase freedom or discover more.

Leaning towards discover though, with no foreign fees and bonus days (like today!)