10-08-2012 01:13 AM
Congrats on the multiple approvals!! You can call the Chase automated line and it will tell you your CL
I called in. $5,000 credit line @ 22.99 apr. Ouch that would be brutal to carry a balance on. I got a phone number for lending operations to ask for a recon on limit and APR. This is the number 1-888-871-4715
10-08-2012 01:13 AM - edited 10-08-2012 01:14 AM
10-08-2012 01:20 AM
@ Dustink: That's an awesome credit line! Carrying a balance on this card would negate the benefits of having a card like this, so APR should be irrelevant. What happened with the Citi card? Your app spree seemed to have gone well so congrats!
@ Maiden_girl: Sounds like a good idea, I think you will like that card. More importantly Chase has great CS, which makes all the difference.
10-08-2012 01:21 AM
10-08-2012 01:23 AM - edited 10-08-2012 01:24 AM
10-08-2012 01:33 AM
@ Dustink: That would be interesting, if you got approved it would entice me to apply. Let me know... I'm very interested
I got declined, and the office is currently closed. I will call for recon. I would have denied me too. They were my last app, so they see a bunch of HP's. I am not sure how I am going to explain all the HP's
I think I will plead something along the lines of. I have all my accounts with XXX bank, but I want to start my relationship with your bank. I have heard great things about your bank, and I have always been interested in giving my business to you. I look forward to being your customer and I think it would be in both of our best interests if you reconsidered that application. Then I will go on to explain how perfect my credit history is.
I don't want the basic thank you card, I only want the prefered card. So it is going to be an interesting phone call to say the least. I will updated you on all the cards after my calls.
10-08-2012 01:37 AM
10-08-2012 01:39 AM
Are you interested in applying for capital one? If so I don't mind either, but their customer service drives me nuts. Even them paying me $100 to sign up doesn't make me want to deal with it. I think I will pass on them unless you think otherwise.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.