10-08-2012 01:13 AM
Congrats on the multiple approvals!! You can call the Chase automated line and it will tell you your CL
I called in. $5,000 credit line @ 22.99 apr. Ouch that would be brutal to carry a balance on. I got a phone number for lending operations to ask for a recon on limit and APR. This is the number 1-888-871-4715
10-08-2012 01:13 AM - edited 10-08-2012 01:14 AM
10-08-2012 01:20 AM
@ Dustink: That's an awesome credit line! Carrying a balance on this card would negate the benefits of having a card like this, so APR should be irrelevant. What happened with the Citi card? Your app spree seemed to have gone well so congrats!
@ Maiden_girl: Sounds like a good idea, I think you will like that card. More importantly Chase has great CS, which makes all the difference.
10-08-2012 01:21 AM
10-08-2012 01:23 AM - edited 10-08-2012 01:24 AM
10-08-2012 01:33 AM
@ Dustink: That would be interesting, if you got approved it would entice me to apply. Let me know... I'm very interested
I got declined, and the office is currently closed. I will call for recon. I would have denied me too. They were my last app, so they see a bunch of HP's. I am not sure how I am going to explain all the HP's
I think I will plead something along the lines of. I have all my accounts with XXX bank, but I want to start my relationship with your bank. I have heard great things about your bank, and I have always been interested in giving my business to you. I look forward to being your customer and I think it would be in both of our best interests if you reconsidered that application. Then I will go on to explain how perfect my credit history is.
I don't want the basic thank you card, I only want the prefered card. So it is going to be an interesting phone call to say the least. I will updated you on all the cards after my calls.
10-08-2012 01:37 AM
10-08-2012 01:39 AM
Are you interested in applying for capital one? If so I don't mind either, but their customer service drives me nuts. Even them paying me $100 to sign up doesn't make me want to deal with it. I think I will pass on them unless you think otherwise.