They do hard to open a savings account I wouldn't bother if you are not interest in any other products. The first hard inwuiry will be used to qualify you fr an products applied for within 90 days and each time you apply for a new product after that 90 days, the clock strts over. I like that aspect as you don't have toworry about multiple inqs n your reports.
Had I known this when I app'd I would have had a laundry list and a plan