I don't need another checking acct, just the card
You have to become a member whether through a regularshare account.... Same rules apply. They do pull for the savings account.
So basically if I want the card, and just the card, I have to open a regularshare savings account w/ them (this is for penfed) and deposit 5 bucks.
Would they hit me w/ service fees, or frown upon accounts opened purely to get the card? (And would this go for all credit unions)
I serioously doubt they would hit you with fees just because the only thing you have is a savings account. If the credit card is all you are interested in why would you app anything else. But in order to take advantage of the products, you have to own a share f the credit union. Think this is standard for all credit unions.