Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007

Re: What is the best Visa and best Mastercard

They do hard to open a savings account I wouldn't bother if you are not interest in any other products.  The first hard inwuiry will be used to qualify you fr an products applied for within 90 days and each time you apply for a new product after that 90 days, the clock strts over.  I like that aspect as you don't have toworry about multiple inqs n your reports.
Had I known this when I app'd I would have had a laundry list and a plan:smileyvery-happy:
Posts: 172
Registered: ‎12-12-2007

Re: What is the best Visa and best Mastercard

concorduser wrote:
Does penfed do a hard when we open the savings account? Another credit union when I joined they did a hard just to open the savings account.

Yeah, I think someone said they did.

Wouldn't surprise me, you wouldn't want deadbeats joining the credit union, right?

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.