No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My wife and I currently use shared MC cc issued by my bank for our daily purchases. we seem to average a little over $2k/mo and pay in full all the time. It's a rewards card with 10.9% APR and currently at 18 month/no interest. CL is $20k.
I'm wondering if there is any other rewards or cash back card out there I should apply for that I should take advantage of. FICO scores: EX: 778, TU:740, EQ: 775.
outside of that card, I have a AMEX Gold which I've had since 2006.
thank you.
@imacreative wrote:My wife and I currently use shared MC cc issued by my bank for our daily purchases. we seem to average a little over $2k/mo and pay in full all the time. It's a rewards card with 10.9% APR and currently at 18 month/no interest. CL is $20k.
I'm wondering if there is any other rewards or cash back card out there I should apply for that I should take advantage of. FICO scores: EX: 778, TU:740, EQ: 775.
outside of that card, I have a AMEX Gold which I've had since 2006.
thank you.
what category does most of that spend fall on?
you can check out cards that give out bonuses on specific categories.
Other than that, are u interested in specific airline miles, hotel points, general rewards points program, or do you prefer cashback?
The categories we usually spend on are: gas, dining, bills and entertainment. We don't travel frequently, so general rewards or cash back cards are appealing.
@imacreative wrote:The categories we usually spend on are: gas, dining, bills and entertainment. We don't travel frequently, so general rewards or cash back cards are appealing.
Citi doublecash gives you 2% for everything.
you can also consider US Bank Cash+. Gives you 5% on dining (up to 2k each 3 months), 2% on gas (if you choose those categories), 1% on everything else.
@enharu wrote:
@imacreative wrote:The categories we usually spend on are: gas, dining, bills and entertainment. We don't travel frequently, so general rewards or cash back cards are appealing.
Citi doublecash gives you 2% for everything.
you can also consider US Bank Cash+. Gives you 5% on dining (up to 2k each 3 months), 2% on gas (if you choose those categories), 1% on everything else.
Also:
Sallie Mae Mastercard: Gas and Groceries 5% CB on first $250 per month on each of those two items, plus 5% on first $750 on Amazon + bookstores. 1% on everything else.
Discover It and Chase Freedom also offer good 5% rotating categories that cover gas, dining, entertainment, and shopping in different quarters of the year.
@imacreative wrote:The categories we usually spend on are: gas, dining, bills and entertainment. We don't travel frequently, so general rewards or cash back cards are appealing.
Chase AARP gives you 3% on gas and dining.
Rest good cards people have already recommended above.
Get a Sallie Mae for both you and the wife, 5% cash back on first $250 gas (each) and $250 on groceries (each) per month. Maybe a dedicated dining card like the AARP to round it out.
Citi Double Cash
@bada_bing wrote:Get a Sallie Mae for both you and the wife, 5% cash back on first $250 gas (each) and $250 on groceries (each) per month. Maybe a dedicated dining card like the AARP to round it out.
+1
It seems like Sallie Mae rounds down cash back vales. Can anyone confirm this?