What is the best way

[holhat]

What is the best way to dispute a credit card on my report? Looks like an Orchard HSBC card.

I don't recognize it or recall having one.  I know there are many cards you can apply for and get online..???

Thank You!!

[oracles]

Hi Holhat

There is usually a phone number assoicated with the account that you can call.. Call and find out who it is. 

You dont want to dispute a good account and have it come off your report.

However, if there isn't a number than i would call up the CRA and find out before disputing.

There is a thread sticky at the top of this forum with the CRA's phone numbers.

Hope this helps and keep us updated

[haulingthescoreup]

If there are no baddies on the card, and if it is older than your AAoA (average age of accounts), chances are it's helping rather than hurting.