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Senior Contributor
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Registered: ‎01-24-2010
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Re: What is the credit score required for Citi credit card


astritaho1979 wrote:

I...

I really need a Citi card for my credit strength strategy

.

 


Whyis CITI card so important to your strategy?

 

Last summer they denied me for "Thank You" because I have a CO with them, so I expected it, but tried anyway since I had a huge pile of mail offers.  But they easily approved me for 2 different store cards with good CL.   So criteria for store cards is quite different.

 

 

 

 

 

 

 

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: What is the credit score required for Citi credit card

I was instantly approved for the CITI Thank you Preferred for 6.5K with 7 inquiries on my EX which is what they pulled. Less than 5% UTI 

 

I also had a Diamond Preferred for a year with 1K

 

There must be something in your file for them to keep denying you??


$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: What is the credit score required for Citi credit card

denied as well for the sears card 3 times and that card is issue from citi bank


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: What is the credit score required for Citi credit card

nothing that i know of


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
New Contributor
Posts: 84
Registered: ‎08-13-2012
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Re: What is the credit score required for Citi credit card

 I think at this point you should just apply for a credit one visa and call it a day......




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Regular Contributor
Posts: 159
Registered: ‎08-28-2007
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Re: What is the credit score required for Citi credit card

I received a Forward card last week and Citi included the score of 697 EX...

Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Moderator Emeritus
Posts: 10,923
Registered: ‎12-30-2011
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Re: What is the credit score required for Citi credit card


astritaho1979 wrote:

gone with the wind.I dont even know.They just gone without me doing anything.So all the inq that were approved and all the ones that denied just gone.So did my oldest trade line at Transunion resulting in 35 points down on my tr fico score


Sounds like your file may have been split.  I'd absolutely try to get that corrected.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Moderator Emeritus
Posts: 10,923
Registered: ‎12-30-2011
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Re: What is the credit score required for Citi credit card

Also for underwriting criteria, one can check any of the online databases.

 

Locking this thread as well as it appears to be heading in the same direction as the last one which wound up being unconstructive.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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