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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

What is the credit score required for Citi credit card

[ Edited ]

I dont have to much experience with citi cards for the fact that i never get approved with them for to many inquiries reason all the time

I would like to see if anyone  has any sugestion on this regard

Currently i have 1 inquire at transunion from 3 months ago and 3 at Equifax

Utl 1%----AAOA 5.5 yrs Oldest accoun 12 yrs----- Fico 720 Equifax 708 Transunion

8 New accounts from October Spree

I really need a Citi card for my credit strength strategy

   Thanks in advance

 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Established Member
LostTime
Posts: 46
Registered: ‎01-08-2013
0

Re: What is the credit score required for Citi credit card

Your numbers are far better than mine when I got my forward card last week.

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Contributor
patternofstars7
Posts: 77
Registered: ‎02-14-2011
0

Re: What is the credit score required for Citi credit card

For me I had around 650 a year ago when I got accepted for the platinum select. This past month I had a 680 and got approved for their citi thank you preferred and AA card. All of them were instant approvals. Hope this info helps.

Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: What is the credit score required for Citi credit card

Thanks,How many inquiries u had at the time of the app


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: What is the credit score required for Citi credit card

Well i was denied las october with 700 fico /equifax for to many inquiries and i have not have any luck even before that


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Frequent Contributor
Sweets8E
Posts: 262
Registered: ‎03-07-2009
0

Re: What is the credit score required for Citi credit card

I just recently got approved for a Citi TYP with the scores you see below. I had lots of inquiries on EX. It wasn't instant, but they approved me at $2k.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Contributor
patternofstars7
Posts: 77
Registered: ‎02-14-2011
0

Re: What is the credit score required for Citi credit card


astritaho1979 wrote:

Thanks,How many inquiries u had at the time of the app


I had 18 total on EX which is what they pulled. 8 though were from a car loan. 

Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: What is the credit score required for Citi credit card


Sweets8E wrote:

I just recently got approved for a Citi TYP with the scores you see below. I had lots of inquiries on EX. It wasn't instant, but they approved me at $2k.


I see a lot of people with the TYP.   What are the benefits of it (unless used in partnership with the Forward)?  Forward just seems a more useful card, so just like to know why it is popular!

Valued Contributor
j_casteel
Posts: 1,896
Registered: ‎06-21-2012
0

Re: What is the credit score required for Citi credit card


astritaho1979 wrote:

Well i was denied las october with 700 fico /equifax for to many inquiries and i have not have any luck even before that


well has any fallen off since October? You stated you did an app spree and were denied due to too many inquiries. Looks like you need to wait til October or so to give them ~12mths to age. 

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $17k | BoA WMC $15k | Freedom $3k | Discover $4k | CSP $5k | Marriott $5k | Costco TE $9k | BoA Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:686 EX:709 TU:703
Goal Scores: 700
across the board
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: What is the credit score required for Citi credit card

yes they have so i currently have 3 inquiries on equifax

 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736

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