01-10-2013 08:24 PM
I really need a Citi card for my credit strength strategy
Whyis CITI card so important to your strategy?
Last summer they denied me for "Thank You" because I have a CO with them, so I expected it, but tried anyway since I had a huge pile of mail offers. But they easily approved me for 2 different store cards with good CL. So criteria for store cards is quite different.
01-10-2013 08:53 PM
I was instantly approved for the CITI Thank you Preferred for 6.5K with 7 inquiries on my EX which is what they pulled. Less than 5% UTI
I also had a Diamond Preferred for a year with 1K
There must be something in your file for them to keep denying you??
01-10-2013 09:27 PM
denied as well for the sears card 3 times and that card is issue from citi bank
01-10-2013 09:28 PM
nothing that i know of
01-10-2013 11:00 PM
I think at this point you should just apply for a credit one visa and call it a day......
01-10-2013 11:11 PM
01-10-2013 11:57 PM
gone with the wind.I dont even know.They just gone without me doing anything.So all the inq that were approved and all the ones that denied just gone.So did my oldest trade line at Transunion resulting in 35 points down on my tr fico score
Sounds like your file may have been split. I'd absolutely try to get that corrected.
01-11-2013 12:00 AM
Also for underwriting criteria, one can check any of the online databases.
Locking this thread as well as it appears to be heading in the same direction as the last one which wound up being unconstructive.