Valued Member
Posts: 40
Registered: ‎03-06-2011

What is the difference between Discover More and Student More?

I recently received an offer to apply for the Discover More. I was thinking of applying but I was also considering the Student More. I currently am a student at a 4-yr University, so I know I would be okay to apply for it. Besides that, are there any advantages to applying to one over the other? I don't care about interest rates as I pay my balance off every month.

Regular Contributor
Posts: 142
Registered: ‎01-01-2011

Re: What is the difference between Discover More and Student More?

I think the difference lies in how easy the approval is. Student cards have much more lenient approval requirements and for the most part lower limits.

7/6 Equifax Fico - 678, 7/12 EX Fico 720 (lender pull), 7/19 TU Fico 707
Frequent Contributor
Posts: 474
Registered: ‎09-12-2010

Re: What is the difference between Discover More and Student More?

a csr told me there is really no difference except the regular more has a minimum income requirement of $15,000+ a year because I had to apply for regular more instead of student since im at a 2 year school and im ineligible to apply for the student more card

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)

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