What is the easiest AMEX or Discover card to get?

[corymcd88]

For AMEX, I have a ZYNC for over two years what would be the best card to apply for? For Discover how hard is it to get a card by them? EX: 720, EQ: 714, TU: 707. One CO 4 years old w/ balance.

[nicholasyud]

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@corymcd88 wrote:

For AMEX, I have a ZYNC for over two years what would be the best card to apply for? For Discover how hard is it to get a card by them? EX: 720, EQ: 714, TU: 707. One CO 4 years old w/ balance.

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Your credit file should be fine for Discover IT......

Which Amex card you would like to get ??? Any specific ?? Cash back ? Miles ????

[HiLine]

Discover should be easy. You already have an Amex - did you mean the next easiest?

[corymcd88]

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@nicholasyud wrote:

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@corymcd88 wrote:

For AMEX, I have a ZYNC for over two years what would be the best card to apply for? For Discover how hard is it to get a card by them? EX: 720, EQ: 714, TU: 707. One CO 4 years old w/ balance.

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Your credit file should be fine for Discover IT......

Which Amex card you would like to get ??? Any specific ?? Cash back ? Miles ????

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Any AMEX, Gold Delta.

[corymcd88]

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@HiLine wrote:

Discover should be easy. You already have an Amex - did you mean the next easiest?

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Discover always told me a very high score and no badddies.

[CEOriginal]

Charge cards are easiest (as I'm sure you know, since you have the Zync). Gold Delta is their easiest revolver to qualify for.

[HiLine]

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@corymcd88 wrote:

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@HiLine wrote:

Discover should be easy. You already have an Amex - did you mean the next easiest?

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Discover always told me a very high score and no badddies.

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Hmm, 4 years may be too young for a charge-off.... But again, you got in with Amex. Hopefully the positive accounts will offset the not-so-positive