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no a friend
@Credit314 wrote:no a friend
If this is for the same friend from the other thread, I would suggest AMEX charge products. Leave the revolvers alone until she has gotten in with AMEX and has some good history with them.
AMEX revolvers in general are like the magic 8 ball of credit cards. You never know what you are going to get until you apply. I have seen people with lower incomes (students), thin/not cleanest files get approved for revolvers. On the other end, I have seen people with good files, no baddies, no bad history, and decent incomes get denied for the revolvers. The thing is, your friend will never really know if they qualify until they app and sees the result. If denied, your friend will see what Amex wants them to work on to be approved. If approved, then your friend got what they wanted.
Her application with AMEX say pending review what does that mean?
check app status here
https://www262.americanexpress.com/eaol/welcome.do
She has to send in a address verification then they will let her know. DOes that mean she is approved?
Can she go ahead and app fo a rev now too to avoid the additional pull later?
Yes usually means approved. Yes, app for revolver right away to try and get on one HP
FYI I got approved for a Delta Gold right around 660 EX. Only downside is they put a 2k limit with the card. However I have been an AU on a high limit revolver account for a long time. I also have a zync in good standing.
I started with a Zync in late January, and was then approved for a Hilton Hhonors Surpass card on Late July. I would reccomend starting with a charge card.
Logan