10-01-2012 04:56 PM
no a friend
If this is for the same friend from the other thread, I would suggest AMEX charge products. Leave the revolvers alone until she has gotten in with AMEX and has some good history with them.
10-01-2012 05:03 PM
AMEX revolvers in general are like the magic 8 ball of credit cards. You never know what you are going to get until you apply. I have seen people with lower incomes (students), thin/not cleanest files get approved for revolvers. On the other end, I have seen people with good files, no baddies, no bad history, and decent incomes get denied for the revolvers. The thing is, your friend will never really know if they qualify until they app and sees the result. If denied, your friend will see what Amex wants them to work on to be approved. If approved, then your friend got what they wanted.
10-01-2012 05:45 PM
check app status here
10-01-2012 06:20 PM
Yes usually means approved. Yes, app for revolver right away to try and get on one HP
10-01-2012 07:16 PM
FYI I got approved for a Delta Gold right around 660 EX. Only downside is they put a 2k limit with the card. However I have been an AU on a high limit revolver account for a long time. I also have a zync in good standing.
10-01-2012 07:24 PM
I started with a Zync in late January, and was then approved for a Hilton Hhonors Surpass card on Late July. I would reccomend starting with a charge card.