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What is the easiest CREDIT CARD to get from AMEXPRESS?

Established Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

no a friend

Message 11 of 39
Mega Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?


Credit314 wrote:

no a friend


If this is for the same friend from the other thread, I would suggest AMEX charge products. Leave the revolvers alone until she has gotten in with AMEX and has some good history with them.

 




EQ FICO 548 3/3/16
Message 12 of 39
Frequent Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

AMEX revolvers in general are like the magic 8 ball of credit cards. You never know what you are going to get until you apply. I have seen people with lower incomes (students), thin/not cleanest files get approved for revolvers. On the other end, I have seen people with good files, no baddies, no bad history, and decent incomes get denied for the revolvers. The thing is, your friend will never really know if they qualify until they app and sees the result. If denied, your friend will see what Amex wants them to work on to be approved. If approved, then your friend got what they wanted. 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 13 of 39
Established Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Her application with AMEX say pending review what does that mean?

Message 14 of 39
Frequent Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

check app status here

https://www262.americanexpress.com/eaol/welcome.do

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 15 of 39
Established Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

She has to send in a address verification then they will let her know. DOes that mean she is approved?

Message 16 of 39
Established Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Can she go ahead and app fo a rev now too to avoid the additional pull later?

Message 17 of 39
Frequent Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Yes usually means approved. Yes, app for revolver right away to try and get on one HP

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 18 of 39
Member

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

FYI I got approved for a Delta Gold right around 660 EX. Only downside is they put a 2k limit with the card. However I have been an AU on a high limit  revolver account for a long time. I also have a zync in good standing.

Message 19 of 39
Established Contributor

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

I started with a Zync in late January, and was then approved for a Hilton Hhonors Surpass card on Late July. I would reccomend starting with a charge card.

 

 

 

Logan

Message 20 of 39