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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

no a friend

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?


Credit314 wrote:

no a friend


If this is for the same friend from the other thread, I would suggest AMEX charge products. Leave the revolvers alone until she has gotten in with AMEX and has some good history with them.

 




EQ FICO 548 3/3/16
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

AMEX revolvers in general are like the magic 8 ball of credit cards. You never know what you are going to get until you apply. I have seen people with lower incomes (students), thin/not cleanest files get approved for revolvers. On the other end, I have seen people with good files, no baddies, no bad history, and decent incomes get denied for the revolvers. The thing is, your friend will never really know if they qualify until they app and sees the result. If denied, your friend will see what Amex wants them to work on to be approved. If approved, then your friend got what they wanted. 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Her application with AMEX say pending review what does that mean?

Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

check app status here

https://www262.americanexpress.com/eaol/welcome.do

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

She has to send in a address verification then they will let her know. DOes that mean she is approved?

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Can she go ahead and app fo a rev now too to avoid the additional pull later?

Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

Yes usually means approved. Yes, app for revolver right away to try and get on one HP

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Member
Posts: 21
Registered: ‎03-27-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

FYI I got approved for a Delta Gold right around 660 EX. Only downside is they put a 2k limit with the card. However I have been an AU on a high limit  revolver account for a long time. I also have a zync in good standing.

Established Contributor
Posts: 608
Registered: ‎02-02-2012
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Re: What is the easiest CREDIT CARD to get from AMEXPRESS?

I started with a Zync in late January, and was then approved for a Hilton Hhonors Surpass card on Late July. I would reccomend starting with a charge card.

 

 

 

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