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What is the highest CL you have on Cap1 Platinum without AF?

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Anonymous
Not applicable

What is the highest CL you have on Cap1 Platinum without AF?

?

Message 1 of 10
9 REPLIES 9
MarvelGTR
New Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?

$3,250. I recently PC'd my platinum Cap1 MC to QS MC. My CL however has not changed for the last 2 years...
FICO 08/09: EX 826/822 EQ 857/850 TU 814/815

CC's: Platinum Amex NPSL | QS Visa 78K | Amazon 30K | CSP 20K | USAA 20K | Costco Citi Card 43.6K | Discover IT 23.6K | Cash + 10K |

Utilization: 3%

Total credit line: 225.2K
Message 2 of 10
Anonymous
Not applicable

Re: What is the highest CL you have on Cap1 Platinum without AF?

Unfortunately, I did not have the pleasure of owning a Cap1 Platinum without an annual fee.
Message 3 of 10
longtimelurker
Epic Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?

Mine was $30K till it converted to a Quicksilver Plat

Message 4 of 10
Open123
Super Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?


@longtimelurker wrote:

Mine was $30K till it converted to a Quicksilver Plat


Unless they've changed, $30K is the maximum Cap One will allow on any single card.

Message 5 of 10
longtimelurker
Epic Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?


@Open123 wrote:

@longtimelurker wrote:

Mine was $30K till it converted to a Quicksilver Plat


Unless they've changed, $30K is the maximum Cap One will allow on any single card.


That's changed.  My QS is now $35K (and I can combine it with my other to get a $55K) , and people are reporting $50-60K Ventures

Message 6 of 10
Open123
Super Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?


@longtimelurker wrote:

@Open123 wrote:

@longtimelurker wrote:

Mine was $30K till it converted to a Quicksilver Plat


Unless they've changed, $30K is the maximum Cap One will allow on any single card.


That's changed.  My QS is now $35K (and I can combine it with my other to get a $55K) , and people are reporting $50-60K Ventures


Wow!  Cap One is breaking out of its comfort zone.

Message 7 of 10
DeeBee78
Valued Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?


@Open123 wrote:

@longtimelurker wrote:

Mine was $30K till it converted to a Quicksilver Plat


Unless they've changed, $30K is the maximum Cap One will allow on any single card.


I still remember when it was $10K. But yeah, Cap 1 has definitely loosened the purse strings. One of our regulars in here recenlty just double-apped the Venture and Quicksilver and got $50K on each. In theory they could combine both cards in 6 months and have a $100K Capital One card. 

 

I've yet to see someone with more exposure than $100k, but that could easily not be the case. 

Message 8 of 10
NRB525
Super Contributor

Re: What is the highest CL you have on Cap1 Platinum without AF?

When my Capital One Platinum card was issued in 2003, it was at $10,000. Never an AF. Stayed there forever, and is still $10k despite requests for CLI. I converted it to a Quicksilver a few months ago, still $10k and 10.90% APR. Apped for the Venture a short time ago and got $30k.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 10
Anonymous
Not applicable

Re: What is the highest CL you have on Cap1 Platinum without AF?

forgot who it was but some poster not too long ago got a $50k venture and $50k QS the same day
Message 10 of 10
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