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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

What is the highest CL you have on your Dillards Card?

I got the Dillards card approved with $250 CL. I am wondering if it is a deadend card or a card with growth potential? Those of you who have Dillards card what is your experience with this card and its potential for higher CL's?
Regular Contributor
XQ28Libra
Posts: 147
Registered: ‎10-11-2009

Re: What is the highest CL you have on your Dillards Card?

ME 12000 took 4 years from 2500
Frequent Contributor
ladydi
Posts: 278
Registered: ‎10-17-2009

Re: What is the highest CL you have on your Dillards Card?

300 had if for one yr,and still standing at 300
Regular Contributor
Kylan1234
Posts: 143
Registered: ‎08-26-2009

Re: What is the highest CL you have on your Dillards Card?

The G/Fs is 250. She just got it a month ago. There is a LUV button online, which im 99% sure is a soft INQ.

Starting Score: TU-710 EQ-717
Current Score: TU- 732 EQ-726
Goal Score: 780 (for both)

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Mega Contributor
Creditaddict
Posts: 16,879
Registered: ‎10-23-2007

Re: What is the highest CL you have on your Dillards Card?

OMG $12000, did you get it back when Dillards Bank handled it instead of GE?

Mine is $2500 Amex, started at $2200 1.5 years ago, that is after 2 CLI and over $10,000 of IN STORE charging, I don't use it outside the store barely at all.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008

Re: What is the highest CL you have on your Dillards Card?

I hope more people will chime in - anyone else start with a low CL and see it raised significantly over time?

 

I opened in Jul 09 with $700 CL, CLI'd to $950 after four months.  I'll call again in March and am hoping for $250 every four months.

 

I've put a couple hundred on the card and always PIF. 

But I have to go out of my way to keep some usage on the card - it's a bit of a drive.  Not sure if they'll CLD me for low usage ;(.

They do have great sales, if you happen to stumble upon them.  They don't send mailers or e-mails like Macy's.

Just puttin' syrup on something, don't make it pancakes.
Established Member
dallascowboyfan
Posts: 14
Registered: ‎06-09-2009

Re: What is the highest CL you have on your Dillards Card?

DH started with $150.00 in June of 08 in Dec of 08 got decreased to $100.00 May 2009 called and asked for an increase and got $150.00 which took his limit to$250.00 in Septmember 09 he called to get an increase to buy some furnture and they asked him a few questions and they gave him $2500.00

 

Hope this helps:smileyhappy:

Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: What is the highest CL you have on your Dillards Card?

I started with $150 in June 08, CLI to $250 January 09, then CLI to $350 November 09. It wasn't until I started using this forum late last year that I realized I could ask for and realistically get a CLI every 3 months, so I never asked for CLI other than these times.
AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500
Member
dibbit
Posts: 8
Registered: ‎02-17-2009

Re: What is the highest CL you have on your Dillards Card?


dallascowboyfan wrote:

DH started with $150.00 in June of 08 in Dec of 08 got decreased to $100.00 May 2009 called and asked for an increase and got $150.00 which took his limit to$250.00 in Septmember 09 he called to get an increase to buy some furnture and they asked him a few questions and they gave him $2500.00

 

Hope this helps:smileyhappy:


 

Heck, yeah!
Frequent Contributor
rbh
Posts: 356
Registered: ‎06-25-2009

Re: What is the highest CL you have on your Dillards Card?


dallascowboyfan wrote:

DH started with $150.00 in June of 08 in Dec of 08 got decreased to $100.00 May 2009 called and asked for an increase and got $150.00 which took his limit to$250.00 in Septmember 09 he called to get an increase to buy some furnture and they asked him a few questions and they gave him $2500.00

 

Hope this helps:smileyhappy:


So is this confirmation that it is better to call in for a CLI?

AMEX Blue Cash - $15k, Lowes/GECRB - $10K, PNC - $10K, CIti Diamond Preferred - $10K, Home Depot/Citi - $7590, Best Buy Store/HSBC - $7400, Citi Platinum Select - $7150, Best Buy RZMC/HSBC - $5750, Dillards/GECRB - $4350, Discover More - $3600, Cap 1 Cash Rewards - $3000, Amex HHonors - $2000, State Farm - $2000, Cap 1 MTV - $1500

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