What is the max CL for Cap 1 QS1 MC?

pizza1 · ‎09-22-2014

Anyone know, or what's your limit?

SunriseEarth · ‎09-23-2014

@pizza1 wrote:
Anyone know, or what's your limit?

Not sure. I think it's likely one could PC to QS at any point after it hits the $3K mark. I'm going to get mine to the $5K mark before I request a PC (I want the WMC). Since it's been done before by members here, we at least know it's possible to have a QS1 with a CL past $5K.

pizza1 · ‎09-23-2014

Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??

SunriseEarth · ‎09-23-2014

@pizza1 wrote:
Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??

QS is a Visa, if you do a new app for it. If you're approved for QS at $5K+, you get a Visa Siggy (less than $5K is the Visa Platinum). However, when you PC a MC product with Cap One, you get a MC. So you would get a QS MC if you PC to QS. If the CL is below $5K when you PC, you get the MC Platinum; if $5K+, you get a WMC.

pizza1 · ‎09-23-2014

Awesome sunrise!! Thank you!! I think I'll wait till my QSone MC gets to the $5k mark and then pc it to the QS WMC version! Appreciate your input!!!

b_diddy · ‎09-23-2014

@SunriseEarth wrote:
@pizza1 wrote:
Sunrise.. I thought that QS was a visa, and QS1 was MasterCard?? Later down the road is like to wait like you after out hits $5k. At that point what could I pc my QSOne MasterCard to that was WMC??
QS is a Visa, if you do a new app for it. If you're approved for QS at $5K+, you get a Visa Siggy (less than $5K is the Visa Platinum). However, when you PC a MC product with Cap One, you get a MC. So you would get a QS MC if you PC to QS. If the CL is below $5K when you PC, you get the MC Platinum; if $5K+, you get a WMC.

I can confirm SunriseEarth's above. I PC'd my Cash Rewards to QS1. The QS1 I have is a Master Card.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)

Cookie2120987 · ‎09-23-2014

I have a $3,500 limit on mine. I plan on trying to PC and get a CLI at the time time soon, want a QS WMC but well see.

Not to steer the conversation but what would be the recommended route? EO? Or just call the main line on the card?

b_diddy · ‎09-23-2014

I PC'd through regular CSR but may have just been lucky because I have read about a significant number of people going to EO with varied results.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)

Cookie2120987 · ‎09-26-2014

@b_diddy wrote:
I PC'd through regular CSR but may have just been lucky because I have read about a significant number of people going to EO with varied results.
Thanks! I might try the regular route soon, if no Avail than ill wait to go to the EO until my income is at $52000 a year. My chances will be a lot better at that point..

SunriseEarth · ‎09-26-2014

@Cookie2120987 wrote:
I have a $3,500 limit on mine. I plan on trying to PC and get a CLI at the time time soon, want a QS WMC but well see.

Not to steer the conversation but what would be the recommended route? EO? Or just call the main line on the card?

If it's been more than 6 months since your last CLI, try the LUV button first. If that doesn't work (or if you're <6 months since last CLI), you'd have to contact the EO for a manual review. As for PC, you could try the frontline CSR first and then the EO you don't like the results. However, if you're contacting the EO for a CLI, may as well ask about PC at the same time.