Credit Card Center Advertiser Disclosure

Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
0 Kudos

What is the maximum number of credit cards you can have with USAA?

Is there a maximum limit on the amount of credit card products you can have or qualify for with USAA products? I am a FULL member (ex military) and currently have 2 products with USAA (Platinum visa 4K . and the platinum mastercard 4K.). THANKS

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0 Kudos

Re: What is the maximum number of credit cards you can have with USAA?

New Contributor
Posts: 92
Registered: ‎09-13-2013
0 Kudos

Re: What is the maximum number of credit cards you can have with USAA?

i have two also. i heard a couple things though. i heard its three but i also heard its your max exposure with them. who knows?! lol.
NFCU Cash #1: 15000, NFCU Cash #2: 15000, USAA Plat: 10000, USAA AMEX: 10000, Local CU #1: 7500, Chase Hyatt: 5000, NASA FCU: 5000, SDFCU: 5000, FNBO: 5000, Militarystar: 4700, Chase Militarystar: 4700, Local CU #2: 3000, Chase Ink Classic: 3000 Zales: 2700 Discover IT: 1500, GE Amazon: 1400, GE Walmart: 1400, Target: 500, GE Dillards: 300
NFCU LOC: 15000, Local CU LOC: 3000
Valued Contributor
Posts: 1,359
Registered: ‎07-07-2013
0 Kudos

Re: What is the maximum number of credit cards you can have with USAA?

I also have two cards with them as you can see on my sig. Smiley Wink
Valued Contributor
Posts: 1,517
Registered: ‎09-14-2012
0 Kudos

Re: What is the maximum number of credit cards you can have with USAA?

I had two and at one point had a pre-approval for a third.  When I called in to ask CS about it they stated that they would grant up to 3 as long as it was under their internal limit.  I decided at the time not toake it and have actually closed the other 2 accounts since.  

Never take credit personally

NFCU cashRewards $25,000; BofA Business Cash Rewards $20,000; Amex Business Platinum; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $18,600; Citi DC $25,000; Capital One Venture $15,000; Penfed Platinum Sig $5,000; Barclay Arrival Plus WEMC $15,000; Barclays Hawaiian Air Biz $20,000; US Bank PLOC Overdraft $1,500; PenFed PLOC $20,000

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.