cancel
Showing results for 
Search instead for 
Did you mean: 

What is the most accounts you opened in a whole year

tag
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:
Just me 3 no way nice. I'm actually curious what are your current scores?

Current Scores -TU 737 - EQ 715 - EX 709

 

They were much higher until my most recent accounts hit (and my TU inquiry debacle a few days ago didn't help at all). And to be fair, when I started app'ing last fall through this spring, my scores were all in the mid-600's (maybe a little less). Then when my only 2 collections were removed my scores jumped way up (TU hit 770). BUT, I am back to reality an realize adding so many accounts so quickly was a horrible idea. I just couldn't stop after the first instant approval - I had went like 20 years with always being denied, it felt so good to finally be approved. At least I'm over it now and will be gardening for a very long time Smiley Wink

Message 11 of 131
onstar
Established Contributor

Re: What is the most accounts you opened in a whole year

Definitely 2015. I never thought about playing the "credit game" until I found this forum.

 

I have 20+ new credit cards this year.

About 25 including second half of 2014.

Inquires are 11, 9, 8.

AAoA is still over 8 years.

 

 

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (10/16/2020): EQ 676 EX 659 TU 653
Message 12 of 131
gibeon
Established Contributor

Re: What is the most accounts you opened in a whole year

In the last 6 months... 9 Credit cards, 7 Store Cards, a Line of Credit, and a Personal Loan.

 

 

 

23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 13 of 131
red259
Super Contributor

Re: What is the most accounts you opened in a whole year

I've opened five in the past year and plan to open two maybe three more cards this year. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 14 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

Ontar early this year my scores was in the low 500s idk what happened I just started working things out any paying off debt now my scores range from 652-684
Message 15 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

Opened 10 new accounts this year; nine credit cards, one installment loan.

 

ETA: But I also closed three.

Message 16 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

Everything in my sig line is new in 2015 except for the Capital One Platinum. In addition to that, I opened and closed Amazon Chase and Barclay Rewards and USAA CC that were in 2015 also.

Message 17 of 131
Pway
Valued Contributor

Re: What is the most accounts you opened in a whole year

I've opened 11.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 18 of 131
FinStar
Moderator Emeritus

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:
I opened like 8 New accounts in this entire year itself. I am definitely in a need for garden with 30 inquiries addding all 3 credit bureaus together. My fico score now ranges from 652-684

I wonder if no accounts are open any further for the next 2 years will a lender still view the 8 accounts as a risk?

I've opened... a few Smiley Tongue

 

Not Saying A Word.jpg

Message 19 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:
I opened like 8 New accounts in this entire year itself. I am definitely in a need for garden with 30 inquiries addding all 3 credit bureaus together. My fico score now ranges from 652-684

I wonder if no accounts are open any further for the next 2 years will a lender still view the 8 accounts as a risk?

As someone who's been doing the churning thing while the credit recession prevailed, I opened about 70 accounts in the last 5 years, The lion's share of which are now closed. (by consumer) I've slowed down a lot over the last year as creditors tighten up.

Message 20 of 131
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.