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What is the most accounts you opened in a whole year

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pizza1
Community Leader
Super Contributor

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:

Last year I had 4 accounts.

 

I am around 100 at this point...you do the math Smiley Happy


ok, nevermind...you beat us all, LOL!!!  Smiley Happy

Message 31 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

 


@pizza1 wrote:
ummmmmmm, Ive got everyone beat, I may even have Ron1 and CA beat, LMAO!! I can't even SAY!!! UGH

Smiley Wink

Lol, I am pretty sure you have CA and Ron beat on new accounts, they've established theirs over the last few years.  You ate the whole damn pizza in one sitting Smiley Happy

Message 32 of 131
pizza1
Community Leader
Super Contributor

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:

 


@pizza1 wrote:
ummmmmmm, Ive got everyone beat, I may even have Ron1 and CA beat, LMAO!! I can't even SAY!!! UGH

Smiley Wink

Lol, I am pretty sure you have CA and Ron beat on new accounts, they've established theirs over the last few years.  You ate the whole damn pizza in one sitting Smiley Happy


LMAO!!  I DID!!!  

 

I think I have everyone beat on how many new accts opened in a short time frame though...Im still too embarrassed to say, LOLOLOL Smiley Happy

Message 33 of 131
OmarGB9
Community Leader
Super Contributor

Re: What is the most accounts you opened in a whole year

Just say it already pizza! Smiley Tongue You're among family here. Smiley Happy

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 34 of 131
Anonymous
Not applicable

Re: What is the most accounts you opened in a whole year

yeah you are obligated to now
Message 35 of 131
UncleB
Credit Mentor

Re: What is the most accounts you opened in a whole year

Peer pressure!!! 

Message 36 of 131
bluesnowman
Frequent Contributor

Re: What is the most accounts you opened in a whole year

I've opened none this year or last year, 4 in 2013, and 4 in 2012, but I closed my PRG too. I'm hoping to add three cards this year tho. Then start gardening soon after.

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Message 37 of 131
Closingracer99
Valued Contributor

Re: What is the most accounts you opened in a whole year


@Anonymous wrote:
I opened like 8 New accounts in this entire year itself. I am definitely in a need for garden with 30 inquiries addding all 3 credit bureaus together. My fico score now ranges from 652-684

I wonder if no accounts are open any further for the next 2 years will a lender still view the 8 accounts as a risk?

I have opened 14 accounts in one year? 12 of them in a 2 month period?


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 38 of 131
NRB525
Super Contributor

Re: What is the most accounts you opened in a whole year

In the past 12 months:

I opened 10 Credit Cards that are still open

Opened and closed 1 card

Closed 2 other CC

Line of Credit

Scores went from 720+ to 700ish to 770ish to now 750ish

INQ EQ=7 TU=6 EX=6

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 39 of 131
pizza1
Community Leader
Super Contributor

Re: What is the most accounts you opened in a whole year


@OmarGB9 wrote:
Just say it already pizza! Smiley Tongue You're among family here. Smiley Happy

LOL...well alright...since I spilled on my inquires, I guess I can do new accts...

 

32 in 4 months time span between Feb-May 2015,LOL Smiley Happy..   for the record though, Ive closed 11 cards , Smiley Wink 

 

No AA, just CLI's, lol..but I PIF and keep a 1% util at all times.  Im in the garden currently for 2 yrs, in which Ill close down another 14 CC's. 

 

ok...now you guys said I was amoungst family...lets be sweet now ok?? 

Message 40 of 131
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