@Credit-hoarder wrote:@12njoy: Did you just recently apply for the BP card? My Wal-Mart M/C is more than likely going to be GONE by the end of this year....glad they treated you a little bit better.
Yes, just applied for the BP card today.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
I would say I had used it quite a bit in the beginning when it was upgraded to a Discover for about 6 ot 7 mos. putting groceries and other misc. items on it---every time I went to Wal-Mart (which on avg. was once every other week) I put my purchases on their card. One of the last things I bought before the holidays last year with it was a $150 tablet. Then I stopped using it for a while to bring my balance down. ALWAYS pay on time and above the minimum pymt. I've hardly used it at all in 2015. But I've also seen people on here posted they only bought one thing under $20 every 6 months and got ridiculously high auto CLI's It was one of the first cards I was approved for in Aug. 2013 (store version w/ $500 limit) after not using credit for at least 10 years also. At the time I was glad to get it b/c I had heard how good GECRB was supposedly was with CLI's with lots of usage and on time payments. Not only that, my Pay-Pal Smart Connect which I opened around the same time has had 4 CLI's since opening---one initiated by me and 3 auto-CLI's--one just a little over a week ago--and at the time it had about 45% UTIL.!
BUSINESS 
@pipeguy wrote:
@Anonymous wrote:
@pipeguy wrote:Barclays Choice Privileges Visa = $250 SL
I contacted Barclays and said what good is a hotel card that'll let me stay ONE night ? They wouldn't budge on that card even though I had/have another Barclays Card at $5k CL (not a hotel or travel card per se) - closed the card in less than a week and I don't think Barclays liked that very much because they have not approved me for any card since.
Oh well, don't care....not interested in worthless accounts, even from prime players.
Ouch! $250 and no positive recon?
That sucks.
Barclays is so weird. They either love you with open arms or they hate you like a rotting banana with flies on it.
My one Barclays card gets my EZ-Pass refills ($150-$200 a month) on it and thats about it I don't even carry it, but that's their choice. At a certain point, at least in my mind, I really don't care about what "brandname ego-image" name is on a card. within the last week I killed a BoA card that was stuck at $2k which was it's starting limit and refused to grow - BoA used the excuse that I had too many inquires, well 6 of those were from BoA because they insist on doing a HP to even consider a CLI. Since I closed the BoA, I've rec'd $8500 in CLI's and opened two new cards with $7k in starting limits, so much for the "loss" of BoA's crappy 2k utility (PIF, zero balance). I really don't care if my credit card is pea green and said "consolidated garbage cash select" on it as long as it works for my spending needs.
My actual two favorite cards are probably DCU Visa and Diners Club MC, neither has any "rewards", but both have good CL's, low APR's and other advantages (DCU no charge cash transfers to my checking account whenever I need it and DC doesn't report when I carry a balance) - I use both a lot.
That's funny that BofA is the guilty party for pulling all those HPs. I had the same experience with them when they kept saying use your $500 cl and we will give you a cli. It took 2 years before they even gave me one.