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@Anonymous wrote:10K venture
And THAT was your lowest ever??????
@JSS3 wrote:
@Anonymous wrote:I've seen people here with secent ficos receiving $100 SLs on a visa or mc which to me is such a waste. Has anyone regretted a HP because of a super-laugh-in-your-face starting limit? Did you recon?
Lowest limit was a $400 TJMaxx card that I applied for and immediately closed Dec 2014. I understand crawling before you walk, but I had already been established, my reports weren't crazy, and Synch had already seen how I handled their cards with limits of 5,000 and 6,000 on them. I am nowhere near the max exposure with them either. It wouldn't even have been so bad had they given me the Mastercard version. I would've worked with that; making the hard pull worth it. I have yet to be given store cards(over co-branded ones) and wasn't going to start then. I immediately got on the phone and recon'd to no avail so CLOSED! Besides, if/when they did upgrade me, it would've been a new timeline anyways so might as well close it.
I don't even shop at TJMaxx so I needed a cobranded version in order to make the card useful.
So you pretty much told them to sh@@@ and CLOSE THAT SUCKER!
$150 Wal-Mart baby! woooooooooot!
i bought 4 good steaks with the black container underneath (only descent ones they have) to generate a statement and my UTIL was 60%.
A $300 limit preapproved Quicksilver account. Tried the EO route to no avail. They want to see 6 months of history. I think when they saw my 2 au Capital One accounts they got nervous.
@Man-Of-Steel wrote:
@Anonymous wrote:I've seen people here with secent ficos receiving $100 SLs on a visa or mc which to me is such a waste. Has anyone regretted a HP because of a super-laugh-in-your-face starting limit? Did you recon?
A $500 SL on a Capital One MasterCard back in 2011. At the time, I was rebuilding and was happy to be approved. The limit was auto increased 5 or 6 months later to a whopping $750. I ended up closing the account after getting my new Amex and Discover cards in 2013.
On a side note balboa, you seem to be the king or queen of animated gifs. Some of your gifs have me cracking up!
Awwwh, Man of Steel, you made my day!
@DeeBee78 wrote:
@CreditMagic7 wrote:Uh $600 on a WEMC
You can prod Nixon for further details about that one (now closed)
Let me guess, GM BuyPower WEMC from Capital One?
Guess who got approved for a whopping $300 a few weeks ago? I still haven't received the card either, but as soon as I do I'm going to recon or close. I didn't even want to brag about the approval here, or add the card to my signature because it's such a low limit.
DeeBee, was it for the Freedom??
@Nixon, How did you get your freedom to raise to 8.5k without HP? Mine is at 3.5k and I would love an increase without a HP...
@toi34 wrote:For me it was the $100 Walmart, a year later it's at $2100.
Toi, that's a pretty good cli over one year -not bad at all.
But yes, that $100 is pretty pathetic.
Did you buy a ton of toilet paper and paer towels for a $100 bucks?
I got approved for an Amex BCE yesterday for $1,000. It was surprising to me, having gotten two $10k Visa Signatures a month ago. On the pre-qual site, they were offering 12.99% on the EDP, and the Platinum with 100k MR. I wonder what it was about my file the computer didn't like. I only started rebuilding two months ago, so I'm not going to call it ridiculous exactly. They pulled an EX 726, which is on the lower end for this card, I think.
Here's what's kinda ridiculous. I asked the CSR to change my Member Since date to when I first got an Amex, back when everyone was tossing out credit cards to graduating high school seniors. So my account says "Member Since 1991, Available Credit $1,000."
I have a secured Cap1 with a $200 SL. Teenagers probably have more credit on their Cricket mobile cards, but it's a secured rebuilder, and it is what it is.
The Amex though...
In August 2014, I was approved for a Nebraska Furniture Mart card with a limit of $500. In November, I was trying to buy a new bedroom set and I asked for a CLI, but they told me no. That afternoon, American Express gave me an $8,000 limit on a new Blue Cash Everyday card, so I used the Amex to buy the furniture at 0% interest for 12 months.