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What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

Established Contributor

Re: What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

I app'ed recently for a Blue Cash and was declined, err   Correction, I thought I applied for a Blue Cash and the declined letter says Blue Sky -- darnit. Smiley Mad

 

I should of app'd for a zync, since I heard that was easiest to get.   The letter says my score is 733.

 

Oh well, 2 days later approved for a BofA 123 cash rewards.



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
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Established Contributor

Re: What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

Cash+ definitely. I plan to pc from my Flexperks because of the casback they offer for  bill paying. You will need to get your scores up and need a card showing a 5k balance to prove you can handle larger credit lines. It also helps to know what cb they pull from in your state. For us in Ohio it's TransUnion.


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K