Frequent Contributor
Posts: 368
Registered: ‎01-16-2012

Re: What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

[ Edited ]

I app'ed recently for a Blue Cash and was declined, err   Correction, I thought I applied for a Blue Cash and the declined letter says Blue Sky -- darnit. :smileymad:


I should of app'd for a zync, since I heard that was easiest to get.   The letter says my score is 733.


Oh well, 2 days later approved for a BofA 123 cash rewards.

(12/09/14) Barclay FICO 758, (12/08/2014) Walmart FICO 758, (8/20/14) Discover IT FICO 766
Established Contributor
Posts: 905
Registered: ‎12-25-2010

Re: What is tougher to get, AMEX Blue Cash Preferred or US Bank Cash+ Visa?

Cash+ definitely. I plan to pc from my Flexperks because of the casback they offer for  bill paying. You will need to get your scores up and need a card showing a 5k balance to prove you can handle larger credit lines. It also helps to know what cb they pull from in your state. For us in Ohio it's TransUnion.

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K

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