I app'ed recently for a Blue Cash and was declined, err Correction, I thought I applied for a Blue Cash and the declined letter says Blue Sky -- darnit. 
I should of app'd for a zync, since I heard that was easiest to get. The letter says my score is 733.
Oh well, 2 days later approved for a BofA 123 cash rewards.
Starting Score: 598 9/02/2011
Cash+ definitely. I plan to pc from my Flexperks because of the casback they offer for bill paying. You will need to get your scores up and need a card showing a 5k balance to prove you can handle larger credit lines. It also helps to know what cb they pull from in your state. For us in Ohio it's TransUnion.
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